Our Services
Title Search & Title Insurance
A form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property. The most common type of title insurance is lender's title insurance, which the borrower purchases to protect the lender. The other type is owner's title insurance, which is often paid for by the seller to protect the buyer's equity in the property.
Quitclaim Deed
A quitclaim deed is a fast way to transfer property to a buyer. But you should know that, unlike general or special warranty deeds, the quitclaim includes no protections for the buyer.
Courtesy Closing
A closing performed by Charlotte Title as a "courtesy" to another title company that actually is responsible to the lender for the closing.
1031 Exchanges
The swap of one investment property for another that allows capital gains taxes to be deferred.
Mobile Notary
A commissioned notary public who travels to customers home or businesses.
F.I.R.P.T.A.
(Foreign Investment in Real Property Tax Act). A tax law that imposes U.S. income tax on foreign persons selling U.S. real estate.